b'asked & answered WEALTH OF CHANGEaround the world: When you are living and working in poverty, you dont have the money to RIGHT lift yourself out of it. An Abihuje member takes notesmeetingThe Impact of Accessminutesduring theAccess to savings creates a safety net for rural groups weeklyfarmersbut it can also be a pathway to meetings.prosperity. For those building livelihoods, a bank These notes are an importantaccount can make it possible to send and receive record of thepayments and connect with other formal discussions that take place. financial services, such as loans and insurance, that enable them to grow businesses and better BOTTOM support their families.The groups president,Where access to formal banking is limited Immaculeor understanding of financial services is low, Nyirabarihuta, conducts asavings and loans at the community level, like savings meeting.the savings-and-loan function of Vestines The women can borrow from thefarmers group, can be the start of this life-groups savingschanging journey. and pay backThere was a tremendous change [in] the way the loans at low interest. I started looking at different aspects of life, 18| SPRING 2023'